Loans... what we do best!
Use the equity in your home to make improvements to your home, purchase a new or used car, take a vacation or pay this semester’s tuition bill. Whether you want a Luzerne Bank Timeline Home Equity Line of Credit or a Luzerne Bank fixed rate home equity loan, Luzerne Bank can provide the option you want.
Luzerne Bank is a full-service financial institution headquartered in Luzerne and serving customers in Central and Northeast Pennsylvania.
Which Option is best for you?
| Benefit | Luzerne Bank Timeline | Luzerne Bank Home Equity Loan |
|
|---|---|---|---|
| Flexible | Easy access to your line of credit and lock in up to three (3) units. |
X |
|
| Convenient | Access your line of credit by writing a check. |
X |
|
| Protection | Fixed rate option which allows for a fixed monthly payment. |
X |
X |
| Tax Deduction | Interest on your home equity may be tax deductible.* |
X |
X |
* Consult Tax Advisor.
Luzerne Bank Timeline Home Equity Line of Credit
The Luzerne Bank Timeline Home Equity Line of Credit provides a line of credit with the ability to fix the rate on a portion or unit of the loan when you want.
Luzerne Bank Fixed Rate Home Equity Loan
Use the equity in your home to receive a fixed loan amount with a fixed term. A home equity loan provides you the security of having a fixed monthly payment for a fixed time. A home equity loan is typically used for a one time big purchase such as a home improvement, vacation or new car.
Calculators
Whatever you're borrowing for, it's good to run the numbers and figure out how the payments are going to affect your budget.
