Luzerne Leadership
Our Leadership Team is comprised of experienced individuals with a wide range of knowledge in the industry. Each member of leadership plays an integral part in the overall success of Luzerne Bank.
Meet the
Luzerne Bank
Leadership Team
Richard A. Grafmyre CFP®
Chief Executive Officer
Penns Woods Bancorp, Inc.
Chief Executive Officer
Penns Woods Bancorp, Inc.
Robert O. Neher
President
MLO NMLS #949088
President
MLO NMLS #949088
Rose Mahler
Mortgage Loan Originator
Sales Leader
MLO NMLS #145168
Mortgage Loan Originator
Sales Leader
MLO NMLS #145168
Melissa Youngblood
Vice President
Regional Manager
MLO NMLS #1762318
Vice President
Regional Manager
MLO NMLS #1762318