Home
Skip to main content
Skip to footer
Download Acrobat Reader 5.0 or higher to view .pdf files.
FDIC Logo
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Luzerne Bank
Enter search terms
Start Site Search
Close Navigation
Personal
Personal Loans
Timeline/Home Equity
Mortgage
Auto Loans
Digital Banking
Personal Checking
Personal Savings & CDs
Consumer Credit Cards
Investing
Business
Commercial Loans
Commercial Services
Business Checking
Business Savings
Business Credit Cards
Resources
Careers
Digital Banking
Download the App!
Corporate News
Locations
Report Lost or Stolen Debit Card
Fraud/Identity Theft
FAQs
Financial Calculators
Community Support
Luzerne Bank CRA Public File
Who We Are
Luzerne Leadership
Luzerne Board of Directors
PWB Leadership
PWB Board of Directors
Luzerne Bank History
PWB Investor Relations
Luzerne Bank Locations & ATMs
Contact Us
Start Here
Login
Enter search terms
Start Site Search
Start Here
to apply for loans or accounts online
Login
Access Your Accounts
Username
Haven't signed up?
Enroll Here
Close Login Modal
Close Apply Modal
Online, Anytime!
Timeline/Home Equity Application
Mortgage Pre-Approval
Auto Loan Application
Checking, Savings, or CD Account
Luzerne Leadership
Our Leadership Team is comprised of experienced individuals with a wide range of knowledge in the industry. Each member of leadership plays an integral part in the overall success of Luzerne Bank.
Request More Information
Meet the
Luzerne Bank
Leadership Team
Meet our Luzerne Bank Board of Directors
Meet the PWB Leadership Team
Richard A. Grafmyre CFP®
Chief Executive Officer
Penns Woods Bancorp, Inc.
Meet Richard
Robert O. Neher
President
MLO NMLS #949088
Meet Robert
Jack W. Jones
Senior Vice President
Chief Banking Officer
MLO NMLS #801017
Meet Jack
Rose Mahler
Mortgage Loan Originator
Sales Leader
MLO NMLS #145168
Meet Rose
Melissa Youngblood
Vice President
Regional Manager
MLO NMLS #1762318