Open Your Luzerne Bank Personal Savings & CD Accounts
Three Simple Steps
Choose the account that fits your needs
Open your new account online
Enjoy the convenience of banking with Luzerne Bank
Luzerne Bank is a full-service financial institution headquartered in Luzerne and serving customers in Central and Northeast Pennsylvania.
Insured Money Market
Put some extra sizzle into your saving strategy.
Traditional savings accounts are a great way to prepare for the future. But if you want your dollars to work even harder, consider a Money Market. It's a secure way to accelerate your savings rate while maintaining fast, easy access to your funds.
Minimum opening deposit of $2,000
Higher yields than most traditional savings accounts
No minimum savings periods that tie up your money
Access funds from Pennsylvania or anywhere else with Online Banking or our mobile app1, 2, 3
Luzerne Bank is a full-service financial institution headquartered in Luzerne and serving customers in Central and Northeast Pennsylvania.
Disclosure
1Check with your cell phone provider before accessing these options. Luzerne Bank does not charge fees for this service but your cell phone provider may. Luzerne Bank is not responsible for any fees you may be charged by your cell phone provider.
2A Luzerne Bank account and Internet Banking are needed to sign up for Mobile Banking.
3Enrollment required.
Fees could reduce earnings.
Fixed Rate CD
Let's find you a way to make more of your money.
At Luzerne Bank, we believe in encouraging good saving habits. But we also put our words into action, offering time-tested tools - such as Certificates of Deposit - with a wide range of options and surefire satisfaction that you're gaining on your financial goals.
CD terms available from six months to five years
Certificates earn higher rates than most traditional savings accounts
In general, longer term CDs pay higher rates
Risk-free investment - from Day One, you’ll know exactly how much you’ll earn over the term of the CD
Easy to roll over funds to new CD or shift to other accounts when certificate reaches maturity
Track progress through Online Banking or our mobile app1,2,3
Deposits up to $250,000 insured by Federal Deposit Insurance Corp.
Luzerne Bank is a full-service financial institution headquartered in Luzerne and serving customers in Central and Northeast Pennsylvania.
Disclosure
Early Withdrawal Penalty: If you redeem a CD prior to maturity, you will incur an early withdrawal penalty. Fees could reduce earnings.
1 Check with your cell phone provider before accessing these options. Luzerne Bank does not charge fees for this service but your cell phone provider may. Luzerne Bank is not responsible for any fees you may be charged by your cell phone provider.
2 A Luzerne Bank account and Internet Banking are needed to sign up for Mobile Banking.
3 Enrollment required.
IRA
Give your future self the gift of financial security.
At Luzerne Bank, we offer retirement account options that combine tax advantages with golden opportunities to stash away cash for your golden years.
Traditional and Roth IRAs available
Contribute up to $6,000 per year ($7,000 if over age 50)
With Traditional IRAs, there is the potential for tax deductions for any year you make a contribution
With Roth IRAs, all qualified withdrawals are tax-free
With both Traditional and Roth IRAs, all annual interest and dividend income is tax-free. (Consult your financial advisor for more information on tax advantages)
Luzerne Bank is a full-service financial institution headquartered in Luzerne and serving customers in Central and Northeast Pennsylvania.
Disclosure
1 Check with your cell phone provider before accessing these options. Luzerne Bank does not charge fees for this service but your cell phone provider may. Luzerne Bank is not responsible for any fees you may be charged by your cell phone provider.
2 A Luzerne Bank account and Internet Banking are needed to sign up for Mobile Banking.
3 Enrollment required.
Fees could reduce earnings.
Statement Savings
Prepare for life's ups and downs by making regular deposits, collecting interest payments and building your financial reserves. An account for anyone who wants easy access to their funds.
Variable Rate
$5.00 monthly fee if balance falls below $100 on any day of the month1
Access funds from Pennsylvania or anywhere else with Online Banking or our mobile app2,3,4
Luzerne Bank is a full-service financial institution headquartered in Luzerne and serving customers in Central and Northeast Pennsylvania.
Disclosure
1 $5.00 monthly fee if balance falls below $100 on any day of the month. Minimum balance requirement is waived for minors under 18, and for customers 55+.
2Check with your cell phone provider before accessing these options. Luzerne Bank does not charge fees for this service but your cell phone provider may. Luzerne Bank is not responsible for any fees you may be charged by your cell phone provider.
3 A Luzerne Bank account and Internet Banking are needed to sign up for Mobile Banking.
